Finding a property
The internet is becoming more and more popular as people look for a property to buy but it is still important to register with us that way we can help ensure that you don’t miss out on any suitable new properties. You will also receive our free quarterly magazine which includes property listings, latest property news, mortgage information and a market overview. To register please click on our registration button or contact your local office.
Here are some useful tips to keep in mind when looking for a property to buy:
- Decide on the type of property you are looking for and the maximum price you can comfortably afford. You may need to consult a mortgage advisor to help work out a budget and it always helps to obtain a written promise in principal from a mortgage lender. This will help you later when you make an offer. We can arrange independent mortgage advice for you.
- Remember that you also need to take into consideration other expenses such as, Survey Fees, Stamp Duty Land Tax, Solicitors Fees, and disbursements.
- Decide on the location or area that you are looking for but always have a second choice in mind in case you cannot find a suitable property within your set budget in the preferred area
- View the properties as soon as possible. Properties sell very quickly, so don’t leave it too long before booking an appointment. Make appointments in your lunch hour or on the way home from work, as well as weekends.
- If you see a property that you really like, make an offer. Do not “wait and see” what else is available as generally there tend to be more buyers than property available .
Putting in an offer
- Everybody wants to try and get an offer accepted below the asking the price, but if you find the perfect property then offer the full asking price. This means you'll be taken seriously, there won't be any time-wasting and it will reduce the possibility of you losing the property.
- Be ready with your solicitor’s details. If you can give these to us at the point of offer it will look good to the vendor and we can prepare a sales memorandum straight away, once we have the offer agreed. We can introduce you to a local, reputable solicitors, if required.
Progressing a sale
- Buying a property can be frustrating and through no fault of your own a sale may fall through. This can happen for numerous reasons, from one party not having their finances in order, to an unpleasant surprise in the survey.
- We will do everything possible to make sure that this does not happen and will endeavour to iron out any potential problems along the way.
Under present British house-buying and selling practice, little can be done to alter the process, although the Government has introduced legislation that will eventually require all home owners or their selling agents to provide a Home Information Pack (sellers pack or HIP) to prospective buyers on request. You can find out more about this pack here.
- The whole process can take several weeks but this depends on the type of property that you are buying and how efficient your solicitor is. We believe in maintaining regular contact with both the buyer, seller and their respective legal representatives
- We will help and guide you through the whole process.